rates. Don't just look at nominal interest rates in isolation. Thank you, Henry. Um I this went around and I got asked about this. Uh these things are so dumb. I mean literally and I wrote a paper about it because this particular thing in going through the article of how they do this math to try and come up if you're sitting there trying to calculate the math on what is needed in revenues. I I literally it's it's like people
Don't just look at nominal interest rates in isolation.