uptick from here? And I don't think we know yet. But I don't think we've hit there yet. >> So if you go back to 2021, which is probably for especially a lot of the younger investors, that was the first really like regime shift from 0% interest rate environment to all of a sudden, hey, market is crashing, what goes on? And probably the one thing you could point to is the Fed raise interest rates. And they telegraphed it. In November of 2021, they started talking about it. In March of '22, they started. And they did
And probably the one thing you could point to is the Fed raise interest rates.